Served with a Debt Lawsuit and Don’t Know

What to Do?

You only have days to respond — and if you don’t, they can win by default.
Defend yourself without an attorney using the same documents and strategies used by people who’ve fought back and won.

The Pro Se Vault Membership

You don’t have time to figure this out the hard way. That’s why we created the Pro Se Vault — so you can stop guessing and start defending.

  • UNLIMITED ACCESS to all guides, forms, written templates including Answers, Motion to Vacate Default Judgements, Summary Judgement and more

  • UNLIMITED ACCESS to complete instructional videos for templates, responses, and court procedures

  • Tools to reverse judgments, guidance to dismiss debt lawsuits and proper process

  • Access to Opposition Response AI writer tool

  • Community Access

  • Month-to-month pricing - cancel at anytime

    $99 MONTHLY SUBSCRIPTION

Trusted by hundreds of everyday people who fought back — and won.

DEBT DEFENSE RESPONSE KIT

Custom document prep when you’re being sued for a debt.

This service helps you avoid a default judgment from ignoring the lawsuit

  • Defendant’s Answer (tailored to your state + case)

  • 1 Additional Document (RFP, Motion, or Counterclaim )

  • Custom document filing instructions

  • 2 Bonus Guides - Litigation Road Map + Demand Proof

  • Service is per lawsuit

Standard Drafting Service Turnaround 5 business days this is review local court rules for compliance and case research. Rush Service 3 days offered at additional cost of $75.

$289.00

$289 service does not include case follow up guidance

DOCUMENT REVIEW

Need a review of your document by a paralegal before filing or received documents from the plaintiff?

Let us review them.

We’ll help you break it down — before you make a costly mistake.

Service includes

  • 10-min video review of your document

  • Filing help: Fixes for formatting, argument, or case law (if it's your draft)

  • Response help: Breakdown + next steps (if it’s from the Plaintiff)

  • Review conducted by a paralegal

  • Covers up to 10 pages per case

Standard Review Time is 2 days. One type per review — either your docs or the Plaintiff’s, not both.

$99.00

Frequently Asked Questions

Can I use this in my state?

Yes. The templates are built for general use and adjusted when custom prep (like the DDRK) is ordered. Filing instructions are tailored to your court when needed.

Will someone help me with my case?

No. These tools are for pro se litigants who want to handle their own case. We give you strategy, templates, and walkthroughs — not legal representation. For any guidance you would need to book a consult

Is this legal advice?

No. This is a document prep and educational service for self-represented defendants. It is not legal advice or attorney representation.

How do I get help with next steps after I receive my documents?

Follow-up support isn’t included unless you purchased the bundle option with the Debt Defense Response Kit .
To get help with what to do next, you’ll need to book a consult call.

Do you offer payment plans?

No. All services must be paid in full at the time of purchase.

TESTIMONIALS

REAL LAWSUITS. REAL RESULTS

Lisa Purchased The PRO SE Vault Access and used the Answer Template to respond in time to avoid a default judgment being granted

Samantha Purchased the Debt Defense Response Kit to Fight a Default Judgment Against Her

Chris purchased the Debt Defense Response Kit to fight American Express Lawsuit

Refund Policy : ALL SALES ARE FINAL. MEMBERSHIPS MUST BE CANCELED 72 HOURS BEFORE BILLING DATE NO PARTIAL REFUNDS WILL BE ISSUED. ALL PRODUCTS ARE DIGITAL PRODUCTS.

© 2025 Copyright DEBT DEFENSE PRO SE All Rights Reserved.

Disclaimer:
This website and the information provided are for educational and informational purposes only. Nothing on this site constitutes legal advice or creates an attorney-client relationship. Debt Defense Pro is a document preparation and educational service designed for individuals representing themselves in legal matters (pro se litigants).

We do not provide legal representation, and results are not guaranteed. All users are responsible for their own filings, deadlines, and outcomes.

Debt Defense Pro is not affiliated with Facebook™, Meta™, Instagram™, TikTok™, or any government or legal agency. Any references to these platforms are for marketing or educational purposes only.

By using this site, you agree that Debt Defense Pro and its affiliates shall not be liable for any direct, indirect, or incidental damages arising from your use of the information or services provided.